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Security Improvements for Card Purchases


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Community #1 Posted 12 September 2019 - 01:00 PM

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SCA is coming. What does it mean for you?

The full text of the news item

undutchable80 #2 Posted 12 September 2019 - 01:42 PM

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Plenty of other sites have this in place already, so good move.

Penny506 #3 Posted 12 September 2019 - 01:54 PM

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How will this affect North American players that are on the EU server?

8126Jakobsson #4 Posted 12 September 2019 - 02:11 PM

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Let's hope my bank isn't one of them. Well I have all one could need and more anyway, but still. 

 

Spoiler

 



undutchable80 #5 Posted 12 September 2019 - 02:31 PM

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View PostPenny506, on 12 September 2019 - 01:54 PM, said:

How will this affect North American players that are on the EU server?

It shouldnt have an effect I would think, since it depends on how your bank does its online transactions. 

 

For example, my bank has an app, which I have installed. I can check my balance, transfer money, request payment from others (if I paid for lunch, I can send my 3 other friends a payment request for their 1/4th of the bill I paid), etc etc. Also, if I order something online and pay with my debit account, the site will ask which bank I have an account with and redirect me to the login page of my bank. There I have the choice to log in normally on my computer, or scan the QR code on the same page after I logged in on the app my phone. I then confirm payment of the order via a pin number, and once validated, I will be redirected back to the original site and the order will be finalised. Same like WG are announcing in the article; its an extra layer of security before any purchases are finalised. 

 

Dunno if this will also apply to payments using credit card, but I assume it will.

 

The question therefore is, does your own bank support this extra security layer...? 



Penny506 #6 Posted 12 September 2019 - 02:41 PM

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View Postundutchable80, on 12 September 2019 - 08:31 AM, said:

It shouldnt have an effect I would think, since it depends on how your bank does its online transactions. 

 

For example, my bank has an app, which I have installed. I can check my balance, transfer money, request payment from others (if I paid for lunch, I can send my 3 other friends a payment request for their 1/4th of the bill I paid), etc etc. Also, if I order something online and pay with my debit account, the site will ask which bank I have an account with and redirect me to the login page of my bank. There I have the choice to log in normally on my computer, or scan the QR code on the same page after I logged in on the app my phone. I then confirm payment of the order via a pin number, and once validated, I will be redirected back to the original site and the order will be finalised. Same like WG are announcing in the article; its an extra layer of security before any purchases are finalised. 

 

Dunno if this will also apply to payments using credit card, but I assume it will.

 

The question therefore is, does your own bank support this extra security layer...? 


Most Canadian and US banks(all my Debit and Credit Cards) already require a 2nd authentication for purchases outside of the home country, with this be a 3rd authentication? Really academic, since for me security is a paramount concern.



Falathi #7 Posted 12 September 2019 - 02:57 PM

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View PostPenny506, on 12 September 2019 - 02:41 PM, said:


Most Canadian and US banks(all my Debit and Credit Cards) already require a 2nd authentication for purchases outside of the home country, with this be a 3rd authentication? Really academic, since for me security is a paramount concern.

 

WoT or not, security should be a paramount concern in general. However, it never hurts to remind it :) 
 



undutchable80 #8 Posted 12 September 2019 - 03:00 PM

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View PostPenny506, on 12 September 2019 - 02:41 PM, said:


Most Canadian and US banks(all my Debit and Credit Cards) already require a 2nd authentication for purchases outside of the home country, with this be a 3rd authentication? Really academic, since for me security is a paramount concern.

I dont believe this would be a 3rd authentication. Just the WG site adding that second verification, which for me using my credit card, never was necessary until now. If in doubt, use the player support link at the bottom of the news article.



SlyMeerkat #9 Posted 12 September 2019 - 04:20 PM

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For things like this, you can never be to safe so its a welcomed feature for sure 

Ch1valry #10 Posted 12 September 2019 - 04:32 PM

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This has been irrelevant for me since 2013. Haven't spent a dime since, and never will.

beleaua_ #11 Posted 12 September 2019 - 04:58 PM

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however, we have stopped payments to you since 08.08.2019 we play without buying .. buy if I like something not you want!
 
however, we have stopped payments to you since 08.08.2019 we play without buying .. buy if I like something not you want!

 

 

 Învățați să pronunțați
 
however, we have stopped payments to you since 08.08.2019 we play without buying .. buy if I like something not you want!
16:01 Added after 2 minute
last pay 07.08.2019 nice up/date...bye my card.

8126Jakobsson #12 Posted 12 September 2019 - 05:03 PM

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View PostSlyMeerkat, on 12 September 2019 - 04:20 PM, said:

For things like this, you can never be to safe so its a welcomed feature for sure 


But wasn't it secure enough before? And were we not promised that it was? I myself am not too keen on giving fingerprints, facials and what not just to buy stuff. :P



filsberi #13 Posted 12 September 2019 - 05:51 PM

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View Post8126Jakobsson, on 12 September 2019 - 05:03 PM, said:


But wasn't it secure enough before? And were we not promised that it was? I myself am not too keen on giving fingerprints, facials and what not just to buy stuff. :P

 

Well, number of online fraud cases is high, as that platform became target for fraudsters. Hence, regulators decided do involve additional layers of security, as mentioned.

Most of the banks will give you option to use SMS code or similar, so you are not obliged on giving body as evidence :)

By the way, Visa has actually postponed this mandate for one year, while for Mastercard it is not yet clear. Reason is that most of the banks/processors are not yet ready to fully support these features.



SlyMeerkat #14 Posted 12 September 2019 - 07:09 PM

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View Post8126Jakobsson, on 12 September 2019 - 04:03 PM, said:


But wasn't it secure enough before? And were we not promised that it was? I myself am not too keen on giving fingerprints, facials and what not just to buy stuff. :P

Well would you not rather be more safe than sorry, especially if its online



No_2ALi #15 Posted 12 September 2019 - 09:56 PM

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View PostCommunity, on 12 September 2019 - 01:00 PM, said:

SCA is coming. What does it mean for you?
<a href="https://worldoftanks.eu/en/news/general-news/premium-shop-psd2-sca-introduction/">The full text of the news item Hi , Today i just tried to purchase from Specials, And unusually it lead me to the SCA Authentication page, I GOT PASS CODE TO MY PHONE, Entered it correctly and then it says authentication success then leads me to kind of blank page, Nothing happened and transaction wasn't done ..
I tried multiple of times, Same thing happens in each, Now what should i do please? Is it some problem with the purchasing system or with my card ?


No_2ALi #16 Posted 12 September 2019 - 10:20 PM

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Hi , Today i just tried to purchase from Specials, And unusually it lead me to the SCA Authentication page, I GOT PASS CODE TO MY PHONE, Entered it correctly and then it says ''authentication success'' then leads me to kind of blank page, Nothing happened and transaction wasn't done ..
I tried multiple of times, Same thing happens in each, Now what should i do please? Is it some problem with the purchasing system or with my card ?


Only_Slightly_Bent #17 Posted 13 September 2019 - 07:59 AM

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View PostCh1valry, on 12 September 2019 - 03:32 PM, said:

This has been irrelevant for me since 2013. Haven't spent a dime since, and never will.

Well, aren't you special...



Simona2k #18 Posted 13 September 2019 - 08:44 AM

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interesting

Bordhaw #19 Posted 13 September 2019 - 11:17 AM

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View PostCommunity, on 12 September 2019 - 12:00 PM, said:

SCA is coming. What does it mean for you?

 

If I use this new payment method do I get 10% discount from the premium shop?

 

 

 



No_2ALi #20 Posted 13 September 2019 - 07:41 PM

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Any person here reply please to my wonder above :( ?




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